Terms of Use

1. Acceptance of Terms

By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy (incorporated by reference). We may update these Terms at any time without notice. Continued use of the Site after changes indicates acceptance of the updated Terms.

2. Eligibility

You must be at least 18 years old and have the legal authority to agree to these Terms. If you're using the Site on behalf of an organization, you confirm you have the authority to bind it to these Terms.

3. Prohibited Uses

• Engaging in illegal activities
• Infringing on intellectual property rights
• Uploading viruses or harmful code
• Collecting personal data without consent
• Bypassing or disrupting security features
• Interfering with Site functionality or users

4. Intellectual Property and License

All content on the Site is owned by Check Karma or its licensors and protected by law. You are granted a limited, non-exclusive license to use the Site for personal or internal business purposes. Submissions you make may be used by us royalty-free, worldwide, and perpetually.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Contact us at supportteam@checkkarma.com for any unauthorized use.

6. Termination

We may suspend or terminate access to the Site at any time, for any reason, without notice. Your rights under these Terms will cease upon termination.

7. Links to Third-Party Sites

We are not responsible for the content or practices of third-party websites linked from our Site. Access them at your own risk.

8. Indemnification

You agree to indemnify and hold harmless Check Karma and its affiliates from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

9. Disclaimer of Warranties

The Site is provided “as is.” We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee continuous or error-free service.

10. Limitation of Liability

To the fullest extent permitted by law, Check Karma shall not be liable for any indirect or consequential damages. Total liability is limited to $1,000.

11. Governing Law

These Terms are governed by the laws of the State of Texas. You agree to jurisdiction in Fort Bend County / Texas.

12. Dispute Resolution

Before initiating legal action, you agree to try resolving disputes informally by contacting supportteam@checkkarma.com. If unresolved in 30 days, either party may proceed in court.

13. Copyright Infringement

To report copyright infringement, contact supportteam@checkkarma.com with:

• Your signature (physical or electronic)
• Description of the copyrighted work
• Location (URL) of the infringing content
• Your contact information
• A good faith belief statement
• A statement under penalty of perjury regarding accuracy and authority

14. Miscellaneous

• These Terms represent the entire agreement between you and Check Karma.
• If any part is unenforceable, the rest remains in effect.
• Failure to enforce a provision does not waive our rights.

Contact Us

Check Karma
Email: supportteam@checkkarma.com